FX rates 27.03.2026
All FX rates
EUR - 10.000 CZK
USD - 1.500 CZK
GBP - 15.000 CZK
The CNB's silver commemorative coin commemorates the 200th anniversary of the founding of the Böhmische Sparkasse
The Czech National Bank (ČNB) is issuing a commemorative silver coin with a face value of CZK 200 commemorating the bicentennial of the founding of the Czech savings bank Böhmische Sparkasse. The coin will be on sale from February 12, 2025.
The CNB will assess the possibilities of expanding investments to other asset classes
At its Thursday meeting, the Bank Board of the Czech National Bank, after discussing the material on the management of foreign exchange reserves in 2024, approved a proposal to conduct an analysis aimed at assessing the possibility of investing in...
Shadow forecast created by the extended g3+ model
After a year, we present another in a series of adjustments and partial extensions to the core prediction model g3+[1], reflecting economic developments and experience with its use.
CNB base rates
3,00 %
Discount rate
4,00 %
2T Repo rate
5,00 %
Lombard rate
Inflation
3,0 %
December 2024
Current CNB forecast
2,5 %
Inflation 2024
2,6 %
Inflation 2025
1,0 %
HDP 2024
2,4 %
HDP 2025
Bank capital reserves
1,25 %
CCyB rate
0,5 %
SyRB rate
2,5 %
J-SVImax rate
Mortgage indicator limits
80 %
LTV
– –
DTI
– –
DSTI
Mortgage loan risks
- Am I taking out too much credit?
The ratio between the loan and the value of the mortgaged property should not exceed 80%, or 90% for loans to finance own housing for applicants under 36 years of age. - Can I pay back?
There is an increased risk of defaulting on a loan if the repayments on all of the applicant's loans exceed 40% of their net monthly income. - Will I be over-indebted?
The risk of defaulting on a loan increases when the total debt of the loan applicant exceeds eight times his net annual income.